ABOUT DISABILITY BENEFITS AT USC
Disability insurance is designed to replace income when someone is medically certified as unable to work due to an injury or medical condition. USC offers three short term and one long term disability plans:
- California State short term disability plan
- USC basic short term disability plan
- USC supplemental short term disability plan (eligible after 12 months of employment)
- USC long term disability plan (eligible after 12 months of employment)
Our services help you:
- Apply for benefits if you are unable to work due to non-industrial injury, illness of pregnancy
- Obtain answers to questions about your benefits
DISABILITY CRITERIA
To receive benefits, you:
- Must have certification from a physician that you have a physical or mental condition that prevents you from performing your regular work duties
- Must suffer a wage loss due to your medical condition
- Must have objective medical evidence that supports your disability
Call us at (213) 740-5875 for any questions about USC's Disability Plans.
WHAT YOU SHOULD KNOW ABOUT DISABILITY CONTRIBUTIONS
For 2013, the contributions are:
Short-Term Plan:
- Basic Plan: 1.00% of gross wages up to a maximum of $1,008.80 (2013 rate)
- Supplemental Plan: 0.3% of gross wages with no maximum (2013 rate)
Long-Term Plan:
Long-Term Disability: This benefit is funded entirely by USC. You must be enrolled in the Supplemental Disability Plan to be eligible for this benefit.
2013 COMPARISON CHART
The following provides you with an overview of disability benefits offered through USC and the State of California: 2013 Comparison Chart Link.
Benefits programs are subject to change at any time by the university, at its discretion, without prior notice or liability, to the extent permitted under applicable law. In the event of a discrepancy between the benefits and limitations described on this website and a plan document or collective bargaining agreement, the terms of the plan document or collective bargaining agreement will govern. Employees of other entities that have entered into agreements with the University of Southern California to provide payrolling service are subject to the policies and procedures adopted by their employer.