We are pleased to announce that you now can apply for the USC Supplemental Disability through E-Trac. The directions to enroll are:
1) Login to e-Trac: http://ais-ss.usc.edu/
2) Type in your login and password
3) Click on "Benefits Enrollment"
4) Select Benefit Type "USC Supplemental Disability"
5) Select enrollment type "Open Enrollment" or "Regular Enrollment" and transaction type "add" or "end"
6) Follow the web pages to submit transaction
Disability Information
| California State law requires that
all employees be provided with disability insurance. A disability is an
injury or illness that causes a person to be medically unable to perform
his or her usual and customary job duties. All disabilities must be certified
by objective medical evidence . There are two criteria that must
be met to receive benefits:
1) An employee must be physically or mentally incapable of performing his or her job duties 2) The employee must suffer a wage loss. |
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USC offers three disability plans. When an employee is hired by USC, he or she is automatically enrolled in the USC Basic Disability Plan. This plan mirrors the California State Disability plan and pays a benefit of 70% of salary up to a maximum of $1,257.00 per week, subject to the usual deductions, reductions, and withholdings. After 12 months of continuous active employment, employees are eligible for the USC Supplemental Disability Plan. This plan increases the benefit amount to 100% of weekly gross salary per week for each completed year of employment, up to a maximum of (10) ten weeks and 80% of gross salary for the remainder of a 52 week benefit duration. A seven (7) day waiting period must be satisfied before benefits are payable. All benefits are subject to your usual reductions, deductions, and withholdings. The Basic Plan and the Supplemental Plan are funded by employee contributions. An employee can decide to opt out of the USC Basic Plan and enroll in the State Disability Plan during open enrollment, however he or she will then not be eligible for the USC Supplemental benefits. The State of California SDI maximum rate is $987.00 per week for a maximum of 52 weeks. |
| Enrollment in the Supplemental Plan also makes an employee eligible for the USC Long Term Disability Plan at no additional cost to the employee. This plan pays benefits at 70% of monthly gross (less reductions, deductions, and withholdings) should an employee suffer a permanently disabling injury or illness. Benefits are paid until age 65 or death. This plan is funded entirely by the university.
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